Bahrain’s Arab Financial Services unveils 2nd gen digital payments solution

The service eliminates the need for additional hardware, allowing businesses of all sizes to effortlessly accept payments

Arab Financial Services (AFS) has unveiled its second-generation digital payments solution, AFS Pay. AFS Pay is the first solution in Bahrain to transform Android devices into smart Point of Sale (POS) terminals that accept all contactless payments.

The service eliminates the need for additional hardware, allowing businesses of all sizes to effortlessly accept payments using their smartphones.

With AFS Pay, merchants can now provide a seamless and secure payment experience for their customers by simply downloading the AFS Pay app from the Play Store.

This innovative solution supports contactless enabled Visa and Mastercard cards, enabling businesses to accept a wide range of payment methods, including contactless debit and credit Cards (Tap & Go), NFC devices such as Samsung Pay and Apple Pay, as well as Smart Link payments.

“AFS Pay marks a leap in the evolution of digital payment solutions. This technology, which is a first in Bahrain, reflects our commitment to redefining the digital payments landscape and empowering businesses with smart, secure, and cost-effective tools,” said Amira Ismail, AFS Head of Merchant Acquiring Business in Bahrain.

“By transforming Android devices into POS terminals, AFS Pay enables merchants to enhance their operational efficiency while offering customers a frictionless payment experience.”

AFS Pay’s intuitive portal allows merchants to review transaction reports, track transactions by type, access detailed transaction history, and even raise queries. The platform stores transaction history for up to 6 months, providing valuable insights for business management. Merchants can share electronic receipts (eReceipts) with customers via SMS and email, offering a faster, more eco-friendly shopping experience.

The payments solution adheres to the highest security standards, boasting full PCI DSS compliance. Transactions are processed swiftly, ensuring a seamless payment experience. The service’s flexible and competitive pricing options ensure affordability for businesses of all sizes.